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Store Financing1  
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| Special Financing1 Plans | Regular Purchase Credit Plan2 | |
| Take Your Jewelry Home Today | ✓ | ✓ |
| Minimum Purchase Amount | As Low as $500 | $0 |
| Down Payment Required | 0% - 20% | $0 |
| Payment Term (Complete By) | 121 OR 363 Months | Revolving |
| Special Offers & Benefits at KAY Jewelers | ✓ | ✓ |
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✓ | ✓ |
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✓ | ✓ |
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✓ | ✓ |
| Subject to Credit Approval | ✓ | ✓ |
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Lease Purchase Program 
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Buy Now, Pay Later 
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| Take Your Jewelry Home Today | ✓ | ✓ |
| Minimum Purchase Amount | $300 | $150 |
| Initial Payment | $79† | Depends on Purchase |
| Payment Term (Complete By) | 12 months (standard lease) | $150 - $400: 6-8 weeks♢ $400+: 3, 6 or 12 months♢ |
| Special Offers & Benefits at KAY Jewelers | ||
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| Credit History Needed§ |
1 Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum
purchase requirement and minimum interest charge.
2 Minimum payments required each billing period. Interest will apply according to your regular credit terms.
3 Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum
purchase requirement and minimum interest charge. Some merchandise exclusions may apply to bridal purchases. Bridal brands vary by location. See a Jewelry Consultant at your location for qualification details.
4 Must have made a purchase in the previous 12 months starting 1 month(s) prior to birthday and card anniversary. Accounts that opened in your birthday month or in the previous month will receive the offer during your
birthday month the following calendar year. Account must not be in default. Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received during cardholder birthday and anniversary
months. Must have valid email address and U.S. mailing address.
Credit card offers are subject to credit approval.
KAY Jewelers Credit Card Accounts are issued by Comenity Bank or other lenders as applicable.
† Initial Payment: The initial payment (plus tax) is charged at lease signing. Remaining lease payments determined upon item selection.
§ No credit needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
The advertised service is a lease-to-own, a rental or a lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select
items at participating locations only. Not available in MN, NJ, VT, WI, WY.
◇Your rate will be 0% APR or 10–30% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans may be made or arranged pursuant to California Financing Law license 60DBO-111681.
purchase requirement and minimum interest charge.
2 Minimum payments required each billing period. Interest will apply according to your regular credit terms.
3 Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum
purchase requirement and minimum interest charge. Some merchandise exclusions may apply to bridal purchases. Bridal brands vary by location. See a Jewelry Consultant at your location for qualification details.
4 Must have made a purchase in the previous 12 months starting 1 month(s) prior to birthday and card anniversary. Accounts that opened in your birthday month or in the previous month will receive the offer during your
birthday month the following calendar year. Account must not be in default. Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received during cardholder birthday and anniversary
months. Must have valid email address and U.S. mailing address.
Credit card offers are subject to credit approval.
KAY Jewelers Credit Card Accounts are issued by Comenity Bank or other lenders as applicable.
† Initial Payment: The initial payment (plus tax) is charged at lease signing. Remaining lease payments determined upon item selection.
§ No credit needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
The advertised service is a lease-to-own, a rental or a lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select
items at participating locations only. Not available in MN, NJ, VT, WI, WY.
◇Your rate will be 0% APR or 10–30% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans may be made or arranged pursuant to California Financing Law license 60DBO-111681.