UNIQUE STYLE — ACCESSIBLE PLANS
From our credit financing offered by Comenity Bank, to our Lease Purchase Program provided by Progressive Leasing, to our pay-in-four and installment loan options supported by Affirm.
CHOOSE THE OPTION THAT'S BEST FOR YOU
The KAY Jewelers Credit Card
|Take Your Jewelry Home Today||✓|
|Minimum Purchase Amount||$300 (Promotional Plans)
|Down Payment Required||0%|
|Payment Term (Complete By)||6, 12, 18 or 36 Months1 & Regular Purchase Credit Plan2|
|Special Offers & Benefits at KAY Jewelers||✓|
|Subject to Credit Approval||✓|
1 Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge.
2 Minimum payments required each billing period. Interest will apply according to your regular credit terms.
3 Must have made a purchase in the previous 12 months starting 1 month(s) prior to birthday and card anniversary. Accounts that opened in your birthday month or in the previous month will receive the offer during your birthday month the following calendar year. Account must not be in default. Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received during cardholder birthday and anniversary months. Must have valid email address and U.S. mailing address.
Credit card offers are subject to credit approval.
KAY Jewelers Credit Card Accounts are issued by Comenity Bank or other lenders as applicable.
For other lender Credit Card Accounts, please see your credit card agreement for Account terms, including available credit plans and down payment requirements.
Lease Purchase Program
Buy Now, Pay Later
|Take Your Jewelry Home Today||✓||✓|
|Minimum Purchase Amount||$300||$150|
|Initial Payment||$79†||Depends on Purchase|
|Payment Term (Complete By)||12 month standard lease with early purchase options available††||$150 - $400: 6-8 weeks♢
$400+: 3, 6 or 12 months♢
|No Credit Needed||✓§|
† Initial Payment: The initial payment (plus tax) is charged at lease signing. Remaining lease payments determined upon item selection.
†† Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer's cash price (except 3-month option in CA).
To purchase early call 877-898-1970.
§ No credit needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
The advertised service is a lease-to-own, a rental or a lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.
♢Your rate will be 0% APR or 10–30% APR. For example, a $700 purchase might cost $63.25/ mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans may be made or arranged pursuant to California Financing Law license 60DBO-111681.