- Apply online here or visit your local KAY for an instant decision.
- Shop online or in-store.
- Sign your lease agreement, make your initial payment $79†, and take your jewelry home or have it shipped with you.
How Does it Work?
- No credit needed*.
- Fixed payments.
- No late fees or hidden costs.
- Alternative to using a credit card.
- 90-day purchase option** available (cost more than the retailer's cash price except 3-month option in CA).
- Additional flexible weekly, bi-weekly or monthly payment options.
- Total cost will be displayed upfront, once you have selected your payment plan.
- Requires an initial payment of $79†.
- Acquiring ownership by leasing costs more than the retailer's cash price.
- You do not own the merchandise until it is paid in full.
- Must be 18 or older to apply.
- Requires a Social Security number or ITIN.
- Must have an active credit or debit card number.
- Requires bank routing and account number for an active checking account.
- One-time only loan, you will need to re-apply for subsequent purchases.
*Progressive Leasing obtains information from credit bureaus, but a credit history is not required. Not all applicants are approved.
Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. At anytime, you may purchase early or return merchandise and cancel lease. Not available in MN, NJ, WI.
**Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
Frequently Asked Questions
The Lease-to-Own Program from Progressive can be a great way to get what you want right now. Progressive offers a simple lease-to-own program. If you complete all standard recurring auto-lease payments or exercise and early purchase option, you will own the product(s).
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
No, but you will receive a letter welcoming you to Progressive Leasing with basic information about your lease-to-own agreement, including your payment amount and frequency, 12-month lease-to-own total and early purchase options. Your account can also be accessed online 24 hours a day, 7 days a week at https://www.progleasing.com/proganywhere/myaccount/.
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
Yes. You can purchase the product at any time. You can take advantage of a 90-day purchase option (3-month purchase option in CA) as provided in your lease-to-own agreement. This is the least expensive lease-to-own purchase option and expires 90 days (3 months in CA) after your item(s) are delivered. After this option expires, you can exercise an early purchase option for less than the total of remaining 12-month lease-to-own total, as described in your lease agreement.
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
Progressive Leasing’s lease-to-own option is not credit. With a credit transaction, financing or a loan, you make a purchase with borrowed money that must be repaid, often with interest. With a lease-to-own agreement with Progressive Leasing, we purchase the items you select from the retailer. Then, you sign a lease-to-own agreement to lease that merchandise from Progressive. Progressive owns the merchandise, and you can take ownership after making all standard lease payments or through an early purchase option.
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.



