Valid 10/1/26 - 10/31/26 11:59PM ET
Exclusive Deals and Offers
When You Use Your Kay Jewelers Credit Card
1Minimum purchase amounts do not include taxes and shipping. Qualifying cardholders received redemption details via email and/or direct mail during the offer period. Cannot be combined with other offers. Valid one time only. Duplicate offers will not be accepted. Offer will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. Excludes Now & Forever® and Adore® solitaire rings, Armani Exchange, Emporio Armani, Bulova Frank Sinatra, Bulova Marc Anthony, Bulova Archive Series, Casio, Coach, Fossil, Hamilton, Hugo Boss, Lacoste, Mido, Movado, Skagen, Tissot, and select JBW watches, smartwatches, watchbands, loose diamonds and gemstones, Le Vian® Vault online collection, KAY Signature™, Lashbrook®, JAXXON, Rocksbox charm necklaces, clearance, closeouts, previously owned styles, specially priced styles, special events, custom design from scratch jewelry, jewelry cleaning items, charity items, protection plans, repairs, services, gift cards, and previous purchases. Promotions, prices, styles, and availability may vary by store. Offer excludes designer brands, licensed or exclusive collections, and new arrivals. Promotions, prices, styles and availability may vary by store and online. See a Jewelry Expert in-store or chat with an Expert online for full details. Offers cannot be redeemed for cash or used as payment on layaway or your KAY Jewelers Credit Card account. Purchase must be made with your KAY Jewelers Credit Card in-store or online at KAY.com and KAYOutlet.com. Discount will not be applied until the KAY Jewelers Credit Card is selected as a Payment Method and the card number is entered. Offers cannot be combined on the same transaction. Offers valid 10/1/26 - 10/31/26 at 11:59 PM ET.
2Offer only available at KAY and KAY Outlet stores. Qualifying cardholders received redemption details via email and/or direct mail during the offer period. Coupon must be presented at time of redemption and is valid in-store only for one-time use when payment is made in full with your KAY Jewelers Credit Card on a newly initiated Repair service. Cannot be combined with other offers. Valid one time only. Duplicate offers will not be accepted. Offer will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. Discount cannot be redeemed on loose diamonds and gemstones, protection plans, purchases made with trade-ins, or on previous services. Any fine jewelry qualifies for this offer - we work on gold, platinum, and sterling silver jewelry. See Jewelry Expert for details.
3Offer only available at KAY and KAY Outlet stores. Qualifying cardholders received redemption details via email and/or direct mail during the offer period. Coupon must be presented at time of redemption and is valid in-store only for one-time use when payment is made in full with your KAY Jewelers Credit Card on a newly initiated Custom Jewelry Design. Cannot be combined with other offers. Valid one time only. Duplicate offers will not be accepted. Offer will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. Discount cannot be redeemed on loose diamonds and gemstones, protection plans, purchases made with trade-ins, or on previous services. See Jewelry Expert for details.
4Bonus earnings may take up to 8 weeks to add to your Vault Rewards account. Bonus offer is 2 Gems per $1 spent for cardholders. Regular earning is 1 Gem per $1 spent. Offer is exclusive to KAY Jewelers Credit Card holders enrolled in the Vault Rewards program. This rewards program is provided by Jared the Galleria of Jewelry, Jared Vault, Kay Jewelers, Zales, Kay Outlet, and Zales Outlet and its terms may change at any time. For full Rewards Terms and Conditions, please see kay.com/vault-rewards-terms-and-conditions. Offer valid 10/1/26 - 10/31/26 11:59PM ET.
*Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of August 2026, terms for new Accounts: Purchase APR of 35.99%. Variable Penalty APR up to 39.99%, based on Prime Rate. Minimum interest charge of $3 in any billing period in which interest is due. Promotional Plan Transaction Fee is 2% of the promotional plan purchase. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.
Credit card offers are subject to credit approval.
KAY Jewelers Credit Card Accounts are issued by Comenity Bank, a Bread Financial® company. For other lender Credit Card Accounts, please see your credit card
agreement for Account terms, including available credit plans and down payment requirements.
2Offer only available at KAY and KAY Outlet stores. Qualifying cardholders received redemption details via email and/or direct mail during the offer period. Coupon must be presented at time of redemption and is valid in-store only for one-time use when payment is made in full with your KAY Jewelers Credit Card on a newly initiated Repair service. Cannot be combined with other offers. Valid one time only. Duplicate offers will not be accepted. Offer will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. Discount cannot be redeemed on loose diamonds and gemstones, protection plans, purchases made with trade-ins, or on previous services. Any fine jewelry qualifies for this offer - we work on gold, platinum, and sterling silver jewelry. See Jewelry Expert for details.
3Offer only available at KAY and KAY Outlet stores. Qualifying cardholders received redemption details via email and/or direct mail during the offer period. Coupon must be presented at time of redemption and is valid in-store only for one-time use when payment is made in full with your KAY Jewelers Credit Card on a newly initiated Custom Jewelry Design. Cannot be combined with other offers. Valid one time only. Duplicate offers will not be accepted. Offer will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. Discount cannot be redeemed on loose diamonds and gemstones, protection plans, purchases made with trade-ins, or on previous services. See Jewelry Expert for details.
4Bonus earnings may take up to 8 weeks to add to your Vault Rewards account. Bonus offer is 2 Gems per $1 spent for cardholders. Regular earning is 1 Gem per $1 spent. Offer is exclusive to KAY Jewelers Credit Card holders enrolled in the Vault Rewards program. This rewards program is provided by Jared the Galleria of Jewelry, Jared Vault, Kay Jewelers, Zales, Kay Outlet, and Zales Outlet and its terms may change at any time. For full Rewards Terms and Conditions, please see kay.com/vault-rewards-terms-and-conditions. Offer valid 10/1/26 - 10/31/26 11:59PM ET.
*Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of August 2026, terms for new Accounts: Purchase APR of 35.99%. Variable Penalty APR up to 39.99%, based on Prime Rate. Minimum interest charge of $3 in any billing period in which interest is due. Promotional Plan Transaction Fee is 2% of the promotional plan purchase. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.
Credit card offers are subject to credit approval.
KAY Jewelers Credit Card Accounts are issued by Comenity Bank, a Bread Financial® company. For other lender Credit Card Accounts, please see your credit card
agreement for Account terms, including available credit plans and down payment requirements.
KAY Cardholder Appreciation | Kay