PAY OVER TIME

We've partnered with Affirm to help you get that perfect gift today.

How Does it Work?

Found the perfect piece of jewelry? Get it with Affirm and pay over time online or in-store

How to use Affirm Online:
 
  1. Add a piece of jewelry to your cart and select Affirm as your payment method during checkout.
  2. Apply online and get a real-time decision. The application process will not affect your credit.
  3. Choose your payment plan (see details below) and finalize your purchase.
How to Use Affirm In-Store:
 
  1. Download the Affirm app to apply and get a real-time decision. The application process will not affect your credit.
  2. Locate your one-time use virtual card in the Affirm app.
  3. Present your virtual card to a Jewelry Consultant to finalize your purchase.
Why Affirm?
 
  1. Qualification will not affect your credit.
  2. No late fees or other hidden costs.
  3. Your total cost will be displayed upfront, once you have selected your payment plan.
  4. Fixed payments.
  5. One-time only loan, you will need to re-apply for subsequent purchases.

Choose the Payment Option That’s Best for You

Three diamond rings on light blue background

Depending on the purchase amount, Affirm may present you with:
- Pay in 4 (Four interest-free payments or;
- Terms ranging from 3, 6, 12, 18, 24 and 36 months
- No hidden or late fees
- Interest rate is subject to eligibility

Ready to Apply? All you need is five simple pieces of information:

-  Name
-  Date of Birth
-  Social Security Number
-  Mobile Phone Number
-  Email Address

-  Be sure to select Affirm at checkout!

◊ Rates from 0-36% APR. For example, a $700 purchase might cost $63.18 per month over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures see affirm.com/licenses. The one-time-use Affirm virtual card is issued by Sutton Bank, member FDIC, or Celtic Bank, pursuant to a license from Visa U.S.A. Inc.

Frequently Asked Questions

KAY Jewelers credit card, Progressive Leasing, and Affirm logos on light gray background

Payment Options That Fit You

When you have to have it, we've got your back. Discover our variety of payment options that make getting what you want easy.
Affirm | Kay