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The Lease Purchase Program is a no credit needed alternative that allows you to own the merchandise once you make all of the scheduled payments or complete an early buyout option.

How it Works:

  • Apply online for an instant decision.
  • Receive your maximum approval amount.
  • Visit any Kay Jewelers store to shop for the merchandise.
  • E-sign the lease agreement and receive the merchandise.
  • Pay off your lease with flexible payments, the 90-day payment option or other early buyout plans.

You Need the Following to Apply:

  • Must be 18 years or older.
  • Social Security Number or ITIN.
  • Routing and account number for an open and active checking account.
  • Credit or debit card.


 

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